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These are tough times for a lot of families, and many things are completely out of your control: the economy, the cash for clunkers program, what time your child wakes up in the morning, the state budget, and dirty diapers.  Not much you can do about any of those.   However, when it comes to your personal financial situation, more may be within your control than you think.  The Bee recently shared one tip a day for 30 days from a finance blogger who challenged readers to save $1,000 in a month.  For his complete list of tips, click here.   $1,000 is a lot of money, and you’d have to be spending quite a bit in order to reduce spending by that much.  Still, even saving $100 or $200 a month would be a great step for many families, and since moms are often the ones to buy the groceries, clothing and household supplies, you’re probably in a good position to take a spending challenge of your own.   Here are some common...
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